Marketing communication · financial promotion. For illustrative purposes only — not a quote, offer or recommendation. Available to FCA-regulated firms and their appointed representatives.
Your clients already have weather-driven business interruption exposure: heat, rain, hail, wind, drought, snow and seasonal volatility. WeatherWise helps you find it, structure it and send it to markets — without asking your team to become weather-data specialists.
We provide the data, structure, backtest, client explanation and market submission workflow. You approve the output and decide what goes forward.
WeatherWise is your embedded weather placement layer — co-broking support that finds, structures and prepares parametric cover for market. You approve the output and decide what goes forward. Parametric capability, without building a parametric team.
Climate is making weather-driven business interruption easier for clients to feel, but parametric cover is still too hard for most broker teams to spot, explain, structure and place manually.
Weather exposure is hidden across renewals, schedules, locations, asset lists and client conversations.
Each policy needs the right trigger, location data, backtest, payout curve and basis-risk explanation.
Markets need a clean submission, supporting data and enough structure to quote quickly.
Even if one deal works, manually finding the next 50 opportunities across a book is painful.
Start with one email. Then, when ready, connect more of the workflow: inbox, renewals, calls, locations and book data. WeatherWise spots the weather opportunity, builds the structure and prepares the market submission for broker approval.
Learn more: always-on event monitoring →Send WeatherWise a client, location, peril and rough cover need. The system returns a proposed parametric structure, historical trigger analysis, indicative pricing where available, a client-ready explanation and a submission pack ready for market review.
When connected to approved broker data, WeatherWise scans for weather-driven business interruption exposure across renewals, client locations, sectors and recent events. It turns hidden climate exposure into specific client conversations.
This is where parametric becomes scalable: not one bespoke idea at a time, but a repeatable upsell workflow across the book.
Learn more: work the whole book →WeatherWise can support the workflow around client calls. It listens for weather exposure, prompts better broker questions and creates a draft structure after the meeting. The broker reviews the output before anything goes to the client or market.
Learn more: in-call co-pilot →Hover to see the weather layer.
Find weather-exposed clients, renewals and post-event opportunities across your book.
Build parametric structures using location-level weather data, trigger logic and historical backtesting.
Create alternatives instantly: different attachment points, limits, payout shapes, perils or budgets.
Generate client-ready explanations, cover summaries and insurer submission packs.
Send approved structures to relevant insurance markets directly from the portal.
Basis risk is the gap between the parametric payout and the client's actual loss. WeatherWise tests structures against historical weather and exposure data so brokers can show clients how the cover would have behaved in past years.
The goal is not to pretend basis risk disappears. The goal is to make it visible, explainable and manageable before the policy goes to market.
Once the broker is happy with the structure, WeatherWise turns it into a clean market submission. Brokers can request variations, compare options and then send the approved version to relevant markets from the portal.
Subject to appetite, underwriting review and data availability. Market list and appetite indicators are illustrative. Actual market availability depends on class, geography, peril, data quality, limit and underwriting review.
A weather event that hurts a client's revenue is usually a parametric opportunity. A few examples:
Trigger when hail size crosses asset-damaging thresholds near insured sites.
Trigger when extreme heat reduces attendance or forces operational changes.
Trigger when rainfall prevents planned work windows.
Trigger when snowfall falls short of a viable season.
Trigger when drought conditions hit crop yield and revenue.
Trigger when harvest-window rainfall spoils or delays the crop.
Trigger when coastal winds halt port, yard or transit operations.
Trigger when adverse weather cuts footfall and bookings.
Trigger when low wind speeds cut generation and revenue.
Trigger when heat or heavy rain suppresses in-store trade.
Trigger on windstorm or earthquake events crossing defined thresholds.
Measurable weather perils, structured for clients anywhere in the world.
WeatherWise supports placements into a panel of specialist insurance markets, subject to appetite, geography, peril, limit and underwriting review.
Subject to appetite and underwriting.
How WeatherWise is paid. WeatherWise is free for brokers — no licence and no subscription. We are remunerated through the insurance placement chain (a share of the commission or brokerage on bound business) where permitted and agreed with the broker and the carriers. We do not charge your client a fee for using the tool.
See surfaced opportunities, draft structures, requested variations, market submissions and quote status in one place.
Learn more: how it all feeds one system →Pick one client with weather-driven revenue exposure. Send us the location, peril, cover amount and what weather event would hurt their business. We'll turn it into a broker-ready parametric structure and show you how the market workflow works.